/* TriGard Group — site styles
   Layout: cream reading column with a navy masthead; the house-key line from the logo is the recurring divider.
   Single deliberate light look (brand cream + navy), so no dark theme. */
:root{
  color-scheme: light;
  --navy:#2E5077;       /* Homestead Navy — headings, buttons */
  --night:#1F3A57;      /* Night Navy — footer, dark bands */
  --sage:#6F8F7A;       /* Fjord Sage — accents */
  --sage-deep:#4F6E5B;  /* Deep Sage — small sage text */
  --sage-light:#A9C2B0; /* Light Sage — accents on navy */
  --cream:#F6F1E7;      /* Hearth Cream — page */
  --paper:#FFFDF8;      /* card surface */
  --ink:#1E2833;
  --muted:#56616C;
  --line:#E0D6C2;
  --error:#9B2C2C;
  --display:"Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --body:"Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --w:1080px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font:400 17px/1.6 var(--body)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--night)}
:focus-visible{outline:3px solid var(--sage);outline-offset:2px}
.skip{position:absolute;left:-999px;top:8px;background:var(--paper);padding:8px 12px;z-index:5}
.skip:focus{left:8px}

.inner{max-width:var(--w);margin:0 auto;
  padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}

/* Masthead */
.top{background:var(--paper);border-bottom:1px solid var(--line)}
.top .inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:14px;flex-wrap:wrap}
.logo img{width:170px}
.nav{display:flex;gap:20px;flex-wrap:wrap;align-items:center;font-size:15px;font-weight:500}
.nav a{text-decoration:none;color:var(--ink)}
.nav a:hover,.nav a[aria-current="page"]{color:var(--navy);text-decoration:underline}
.nav a.btn,.nav a.btn:hover{color:#fff;text-decoration:none}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--navy);color:#fff;
  font:600 16px/1 var(--body);padding:15px 22px;border-radius:6px;border:0;text-decoration:none;cursor:pointer}
.btn:hover{background:var(--night);color:#fff}
.btn.small{padding:11px 16px;font-size:15px}
.btn.ghost{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 2px var(--navy)}
.btn.ghost:hover{background:var(--navy);color:#fff}

/* Type */
h1,h2,h3{font-family:var(--display);font-weight:700;color:var(--navy);line-height:1.2;text-wrap:balance;margin:0}
h1{font-size:clamp(32px,5.2vw,52px);letter-spacing:-.02em;font-weight:800}
h2{letter-spacing:-.01em}
h2{font-size:clamp(26px,3.4vw,34px)}
h3{font-size:20px}
p{margin:0}
.lede{font-size:clamp(18px,2vw,20px);color:var(--muted);max-width:56ch}
.eyebrow{font:600 13px/1 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--sage-deep)}
.prose{max-width:68ch;display:flex;flex-direction:column;gap:14px}
.prose h2{margin-top:18px}
.prose ul{margin:0;padding-left:1.2em;display:flex;flex-direction:column;gap:6px}

/* House-key divider, drawn from the logo's key line */
.key{display:block;width:180px;height:20px;color:var(--sage)}

/* Hero */
.hero{padding-block:clamp(40px,7vw,80px) clamp(40px,6vw,72px)}
.hero .inner{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(28px,5vw,64px);align-items:start}
.hero .copy{display:flex;flex-direction:column;gap:20px;min-width:0}
.checks{list-style:none;margin:4px 0 0;padding:0;display:grid;gap:10px}
.checks li{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start}
.checks svg{width:22px;height:22px;color:var(--sage);margin-top:3px}

/* Form card */
.card{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:clamp(20px,3vw,28px);
  box-shadow:0 1px 0 var(--line),0 12px 30px -18px rgba(31,58,87,.35)}
.card h2{font-size:24px}
form{display:flex;flex-direction:column;gap:14px;margin-top:14px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
label{display:flex;flex-direction:column;gap:6px;font-size:14px;font-weight:600;color:var(--ink);min-width:0}
label .opt{font-weight:400;color:var(--muted)}
input,select,textarea{font:400 16px/1.4 var(--body);color:var(--ink);background:#fff;border:1px solid #CFC5B0;border-radius:6px;padding:11px 12px;width:100%}
textarea{min-height:88px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--navy);outline:2px solid rgba(46,80,119,.25);outline-offset:0}
.consent{display:grid;grid-template-columns:20px 1fr;gap:10px;font-weight:400;font-size:13px;line-height:1.5;color:var(--muted)}
.consent input{width:18px;height:18px;margin-top:2px;accent-color:var(--navy);padding:0}
.fine{font-size:13px;color:var(--muted);line-height:1.5}
.form-msg{font-size:14px;padding:10px 12px;border-radius:6px;background:#F3E3E3;color:var(--error)}
.hp{position:absolute;left:-9999px}

/* Sections */
.band{padding-block:clamp(48px,7vw,84px)}
.band.alt{background:var(--paper);border-block:1px solid var(--line)}
.band.navy{background:var(--night);color:#E8EEF3}
.band.navy h2,.band.navy h3{color:#fff}
.band.navy .eyebrow{color:var(--sage-light)}
.head{display:flex;flex-direction:column;gap:12px;margin-bottom:32px;max-width:64ch}

.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:s}
.steps li{display:flex;flex-direction:column;gap:8px;padding-top:18px;border-top:2px solid var(--navy);min-width:0}
.steps li::before{counter-increment:s;content:"Step " counter(s);font:600 13px/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--sage-deep)}
.steps p{color:var(--muted)}

.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tile{background:var(--cream);border:1px solid var(--line);border-radius:8px;padding:20px;display:flex;flex-direction:column;gap:6px;min-width:0}
.band.alt .tile{background:var(--cream)}
.tile p{color:var(--muted);font-size:16px}

.compare{width:100%;border-collapse:collapse;font-size:16px;background:var(--paper)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:8px}
.compare th,.compare td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top}
.compare thead th{font:600 13px/1.2 var(--body);letter-spacing:.08em;text-transform:uppercase;color:var(--muted);background:var(--cream)}
.compare tbody th{font-weight:600}
.compare tr:last-child td,.compare tr:last-child th{border-bottom:0}

.states{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.state{display:flex;flex-direction:column;gap:4px;padding:18px;border:1px solid rgba(169,194,176,.35);border-radius:8px;color:#fff;text-decoration:none;min-width:0}
.state:hover{background:rgba(255,255,255,.06);color:#fff}
.state b{font-family:var(--display);font-size:20px}
.state span{font-size:14px;color:var(--sage-light)}

.faq{display:flex;flex-direction:column;border-top:1px solid var(--line);max-width:780px}
.faq details{border-bottom:1px solid var(--line);padding-block:16px}
.faq summary{cursor:pointer;font-weight:600;font-size:18px;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-weight:400;font-size:22px;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin-top:10px;color:var(--muted);max-width:68ch}

.cta{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}

/* Footer */
footer{background:var(--night);color:#C9D3DC;font-size:15px}
footer .inner{padding-block:44px 32px;display:flex;flex-direction:column;gap:28px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}
footer h3{font:600 13px/1 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--sage-light);margin-bottom:12px}
footer a{color:#fff}
footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:6px}
footer .logo img{width:160px}
.disclose{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;font-size:13px;line-height:1.6;color:#AEBBC7;max-width:90ch}
.copyright{display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px 20px;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;font-size:14px;color:#C9D3DC}
.todo{background:#FFF1C2;color:#5A4300;padding:0 4px;border-radius:3px;font-weight:600}

@media (max-width:880px){
  .hero .inner{grid-template-columns:1fr}
  .steps,.grid{grid-template-columns:1fr}
  .states{grid-template-columns:1fr 1fr}
  footer .cols{grid-template-columns:1fr}
}
@media (max-width:520px){
  .row{grid-template-columns:1fr}
  .nav{gap:14px;font-size:14px}
  .logo img{width:120px}
  .states{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto;transition:none!important}}